About Federal Life

Federal Life was established in 1899 and is headquartered in Riverwoods, Illinois, just outside of the Chicago metroplex. Through their years in business over the last century, they have constructed a lasting legacy of financial strength and stability. They are a BBB Accredited Business with an A+ rating. Plans are currently available in Alabama, Arizona, Florida, Georgia, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Montana, North Carolina, Nebraska, New Jersey, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, and Wyoming.

Why Federal Life?

  • Highly competitive Plan F, G & N rates
  • Some of the lowest Plan N rates in the industry
  • Innovative high-deductible Plan G with a 2-year conversion privilege in select states
  • Recent rate reductions in many states
  • Early enrollment discount starting at 12% (available in Arizona and Georgia)

Here’s a breakdown of the 2-year conversion privilege for Plan G: Once the policy has been in effect for 24 consecutive months, the opportunity may be available to change your policy to Plan G without an annual high deductible. There is no underwriting required for this process. Regarding the early enrollment discount, it is applicable for those between ages 65-73 when the policy takes effect and the discount will change each year as your age increases.

You can complete our quote request form below for a Federal Life quote or contact one of our licensed specialists at (800) 750-2407.