Minnesota Medicare Supplement Plans
Minnesota has more than 10,000 lakes. It borders Canada and the largest Great Lake in the U.S., Lake Superior. Home to almost 5.5 million people, Minnesota’s seniors (ages 65 and up) make up about 15% of its total population.
Minnesota Quick Medicare Facts
- There are about 912,000 individuals covered under Medicare in Minnesota (2015, kff.org).
- Approximately 123,000 are enrolled in a Minnesota Medicare Supplement Plan or “Medigap” policy (2015, AHIP.org).
- The most popular Minnesota Medicare Supplement Plans are Plan B, F, and J (2015, AHIP.org).
Minnesota Medicare Supplement Plans provides additional coverage to those who have Original Medicare. Unlike most, Minnesota offers its own Medigap plans. There are two Medicare Supplement Plans available: the Basic Plan and the Extended Basic Plan. At and extra cost, additional riders are available. Minnesota eligibility rules are quite different as well. Once you enroll in Medicare Part B, your six week Medigap Open Enrollment Period starts. During this period, insurance companies cannot deny you coverage due to your health status. There are no age restrictions that affect your eligibility, just as long you have Medicare Part B. After this period, you may be subject to medical underwriting and coverage can be denied.