South Dakota Medicare Supplement Plans
South Dakota, home of Mount Rushmore, has a population of 866,000 residents. Seniors (age 65 and older) make up 16% of the population.
Medicare Facts for South Dakota
- Approximately, 156,000 South Dakota residents are covered under Medicare (2015, kff.org).
- There are 65,000 beneficiaries enrolled in a South Dakota Supplement Plan or “Medigap” policy. (2015, AHIP.org).
- The most popular South Dakota Medicare Supplement Plans are Plan F, G, and N. (2015, AHIP.org).
Copayments, coinsurances, and deductibles are some examples of out-of-pocket expenses Original Medicare does not cover. Medicare beneficiaries in South Dakota have the option to enroll in a South Dakota Medicare Supplement Plan to help cover these costs. To enroll in a Medicare Supplement, you must have Medicare Parts A and Part B. Like most states, South Dakota offers ten standardized Medigap plans all identified with a letter from A through N. The best time to enroll for a Medicare Supplement is during the Medigap Open Enrollment Period which is a six-month period beginning on the month you turn 65 and enrolled in Medicare Part B. During this time, insurance carriers cannot deny you coverage regardless of any health issues. However, after this period you may be subject to medical underwriting and coverage can be denied due to pre-existing conditions or disabilities.
Plan ahead and prepare for any surprising health care costs. See what your Medicare Supplement Plans are available in your area. Call Plan Medigap at (800) 750-2407, complete our quote page, or view the link below to compare plans and rates in your area.