Kentucky Medicare Supplement Plans
Kentucky is home to the Kentucky Derby and to 4.4 million people. Twelve percent of Kentucky’s population are seniors citizens age 65 and older.
Medicare Facts About Kentucky
- There are 863,000 individuals in Kentucky with Medicare (2015, kff.org).
- Enrolled in a Kentucky Medicare Supplement Plan or “Medigap” policy are approximately 199,000 people (2015, AHIP.org).
- The most popular Kentucky Medicare Supplement Plans are Plan C, F, and G (2015, AHIP.org).
Kentucky Medicare Supplement Plans provide additional coverage for expenses not covered by Original Medicare such as copayments, deductibles, and coinsurance. Kentucky has ten Medigap plans with each labeled with a letter from A through N. It is very important to know in order to purchase a Kentucky Medicare Supplement, you must be enrolled in Medicare Parts A and B. Kentucky Medicare Supplement Plans vary depending on your location.
The best time to purchase a Medicare Supplement Plan is during the Medigap Open Enrollment Period. This six-month period begins the month you turn 65 or older and have Medicare Part B. During this period, an insurance company cannot deny you coverage regardless of your disabilities or health status. After this period, there is a possibility of being subject to medical underwriting where coverage can be denied.
Ask us to see what plans and rates are available in your area. We can help with enrollment! Speak to one of our licensed agents by calling (800) 750-2407, complete our quote page, or view the link below to request for information.