Rhode Island Medicare Supplement Plans
Rhode Island, the smallest state in the United States, is popular for its sandy shores and seaside Colonial towns. It has a population of 1 million with 17% being seniors age 65 and older.
Rhode Island Medicare Facts
- Approximately 203,000 Rhode Island residents are covered under Medicare (2015, kff.org).
- About 46,000 beneficiaries have a Rhode Island Medicare Supplement Plan or “Medigap” policy. (2015, AHIP.org).
- The most popular Rhode Island Medicare Supplement Plans are Plan C, F, and N. (2015, AHIP.org).
Rhode Island Medicare Supplement Plans can help pay for out-of-pocket costs Original Medicare does not cover. In order to enroll in a Medicare Supplement, you must have Medicare Part A and Part B. Like most states, there are ten standardized Medigap Plans available for beneficiaries to choose from. The best time to enroll in a Medicare Supplement is during the Medigap Open Enrollment Period which begins the first month you turn 65 and enrolled in Medicare Part B. Insurance carriers cannot deny you coverage due to any health issues. However, enrolling after this period coverage can be denied. You may be subject to medical underwriting and if you have a disability or pre-existing condition, the insurance provider may not be able to see you a policy.