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Learn more about Aetna Medicare Supplement Plans

Aetna Medicare Supplement Plan logo

Overview of Aetna

One of our most popular Medicare Supplement carriers is Aetna. Established in 1850, it is one of the nation’s leading health care insurers, helping people achieve overall health and financial security. Aetna’s Medicare Supplement Division is currently located in Brentwood, Tennessee covering over 43 million Medicare beneficiaries in the United States. It is the most competitive carriers against other Medicare Supplement Providers on the market, achieving an A rating from A.M.’s Best and being known for their excellent customer service.

Like most states, there are 10 standardized Medicare Supplement policies available through Aetna and their subsidiary companies (excluding Wisconsin, Minnesota, and Massachusetts which have their own standardized plans.) Each plan is identified with a letter from A through N.

Enrolling in an Aetna Medicare Supplement Plan can help with the out-of-pocket medical expenses that’s typically not covered by Original Medicare.

Aetna Medigap plans cover basic benefits such as

  • Medical Costs – Part B Coinsurance (which is generally 20% of Medicare-approved costs) or copayments for outpatient hospital services
  • Hospitalization – per day coinsurance and coverage for additional 365 day after end of Medicare benefits
  • Blood – first three pints of blood each year
  • Hospice – Part A coinsurance and co-payment

What are the most popular Aetna Medicare Supplement Plans?

There are 10 standardized Aetna Medigap plans to choose from when enrolling in a Medicare Supplement. It’s important to compare and review all available plans to see what fits best within your needs and budget.

Aetna Medicare Supplement Plan F

Aetna Medicare Supplement Plan F is the most comprehensive plan Aetna offers. Medicare beneficiaries choose Plan F due to its coverage of financial gaps Original Medicare does not cover. Plan F is great option for individuals with chronic health conditions which will require frequent doctor visits. It does have a higher premium than most of the plans, but it can save you a lot more in the long run.

Along with basic benefits, Plan F covers skilled nursing facility care coinsurance, Part A deductible, Part B deductible, Part B excess charges and 80% of foreign travel emergency care.

Aetna Medicare Supplement Plan G

Aetna Medicare Supplement Plan G is the most popular plan Aetna offers. Plan G has a lower premium and the same benefits except Part B deductible is not covered. For 2018, the part B deductible amount is $183. So, for the year, the most you would pay out-of-pocket is $183 as long as your physician(s) accept Medicare.

Along with basic benefits, Plan G covers skilled nursing facility care coinsurance, Part A deductible, and 80% of foreign travel emergency care.

Aetna Medicare Supplement Plan N

Aetna Medicare Supplement Plan N is also a popular choice amongst seniors. Plan N does not cover Part B deductible, Part B excess charges, and there is a Medicare Part B coinsurance or co-payment requirement with the most you could pay is $20. There is also a $50 emergency room co-payment, but it is waived if you are admitted to the hospital.

So along with basic benefits, Plan G covers skilled nursing facility care coinsurance, Part A deductible, and 80% of foreign travel emergency care.

You can compare the coverage of all Medicare Supplement plans by visiting our Compare Medigap Plans page.

Regardless of which plan you choose, Aetna’s Medicare Supplement plans provides each beneficiary:

  • 30-Day Free Look Period – Within the first 30 days, you can cancel for any reason for a full refund if the plan is not right for you
  • 12-Month Rate Lock – During the first year, there will be no rate increases
  • Freedom to Choose Physicians – Visit any healthcare provider that accepts Original Medicare
  • Portable Coverage – Take coverage with you to any country (emergency care)
  • Household Discount – In certain areas, there is a premium reduction for 2 people in household
  • Fitness Discount Program
  • Guaranteed Renewable for Life

How much does Aetna Medigap Plans cost?

There are many factors that can affect the cost of your premiums with Aetna. This includes age, gender, location, tobacco usage, the policy you choose and if you are eligible for any household discounts. Our team at Plan Medigap can assist in getting you the Aetna Medicare Supplement Plans that best fits your needs. Call us today at (800) 750-2407! Visit our Aetna Medicare Supplement page to learn more about their Medigap plans.